BENEFITS OVERVIEW

You’re going to love working remote!

The well-being of a person is critical to their ability to thrive.

When we determine the benefits we offer, we don’t just choose offerings that provide coverage for emergencies or unexpected costs, but programs that help each of our employees strive for balance, a healthier life, and better long-term planning.

Medical

We partner with Humana for our medical benefits with coverage levels for team member only, team member + spouse, team member + child(ren), and family. We offer a Basic, Buy-Up, and High Deductible plan to allow for options between higher premiums/lower out-of-pocket costs or lower premiums/higher out-of-pocket costs. Our focus is to offer a competitive program that balances monthly premiums with deductibles and co-pays while offering great coverage for our dispersed workforce.

Fertility Coverage: Many patients lack access to fertility services, largely due to its high cost. Most people who use fertility services must pay out of pocket, so we’re thrilled to be able to offer $5,000 worth of coverage to team members experiencing infertility.

Plan Details:

It is also important for us to partner with a company that focuses on the well-being of its members. Humana offers an industry-leading wellness program called Go365. This program offers rewards for the healthy activities of participants and offers Search Discovery a 7% discount on the total premium for participants that achieve Silver status and a 15% discount for achieving Gold status.

Your well-being is important to us and that’s why we have decided to pass the entire discount (including what we receive for the portion we pay) on to our people — that means savings of $800-$2800 per year for you!

Medical Insurance Premiums

(Costs are per pay period. Pay is 2x per month)
Silver status can be achieved in as little as 30 days!
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Go365 Wellness Program

Those participating in Humana’s medical benefits are part of their Go365 wellness program. Earn points and bucks for tracking your activities. This industry-leading program offers:

Big discounts on monthly premiums for attaining Silver and Gold status.

Discounts on gym memberships, Weight Watchers and healthy foods from Walmart.

Wellness Bucks that can be redeemed at the Go365 mall for gift cards from Amazon, Target, Lowes, etc. and on fitness devices.

Go365

Dental & Vision

We partner with Humana for our dental and vision benefits. We offer coverage for employee only, employee + spouse, employee + child(ren), and family. You can visit any licensed dentist or vision provider you want — with costs that are lower when you choose a participating provider. Additional discounts may be available for in-network vision services not covered by the plan.

Plan Details:

Dental & Vision Insurance Premiums (costs are per pay period):

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flexible spending account
& health savings account

Flexible Spending Account (FSA):

Using a FSA is great way to stretch your benefit dollars. You use before-tax dollars in your FSA to reimburse yourself for eligible out-of-pocket medical and dependent care expenses. That means you can enjoy tax savings and increased take-home pay—all with the convenience of a prepaid benefits card. Plus you can rollover $550 from one year to the next, reducing your risk of losing dollars at the end of the plan year.

Medical Care Spending Account

The Medical Care Spending Account is designed to help you pay for health care expenses that are not covered by a health, dental or vision insurance policy. The Account may reimburse you for qualified out-of- pocket medical expenses for all members of your dependent family regardless of whether they are covered by your employer’s insurance plan.

Dependent Care Spending Account

The Dependent Care Spending Account is designed to help you pay for daycare services for your child or dependent that make it possible for you and your spouse (if married) to work or be a full-time student.

Health Savings Account (HSA):

The HSA is only available to those that have enrolled in a High Deductible Health Plan. Using an HSA is a great way to stretch your benefit dollars. You use before-tax dollars in your HSA ($3,650 individual and $7,300 for family) to reimburse yourself for eligible out-of-pocket medical expenses.

There are many additional benefits for those contributing to an HSA:

  • HSAs are not linked to an employer. You can maintain your account through different jobs and into retirement.
  • No expiration. Any money left in your HSA at the end of the year is rolled over into the next year and beyond.
  • Money in an HSA grows tax-deferred (funds can be invested in stocks and bonds), and reimbursements for qualified healthcare expenses are also tax-free.

401(k)

We want everyone to achieve the financial security to spend retirement as you choose. It’s up to you to save for your future and participating in our 401(k) retirement program can help you reach your goals! The earlier you start contributing the more powerful your money is and with many fund options and our company match, you can watch your savings grow!

  • Eligible to participate after your first pay (21 years and older).
  • Traditional (before tax) and Roth (after-tax) plan options.
  • Employer match (100% match of your first 1%, and 50% of your next 5% of contributions).
  • Auto-enrollment at 6% with choice increase contribution or waive enrollment.
  • 2‑year vesting schedule.
  • Prepare a will and other legal documents free!
  • Link and view student loan repayment options.
  • Comprehensive library of money management courses.

Financial Protection

Life Insurance:

Full-time team members are enrolled in the group life and accidental death and dismemberment insurance at no cost to the team member. This plan provides $50,000 of coverage for the team member.

Voluntary Life Insurance:

Full-time team members may enroll in this post-tax benefit for themselves, their spouse, and their child(ren) at low, aged based rates. This plan provides up to $500,000 of coverage for the team member, $250,000 for spouse, and $10,000 for children.

Short-term Disability:

Full-time team members are enrolled in the benefit at no cost to the team member. Coverage is provided as a result of an injury or sickness for a maximum of 11 weeks after a 2 week waiting period. Weekly income benefits will be 60% of earnings ($2,500 weekly max). The benefit can also be used by females who take maternity leave and would have a loss of income.

Long-term Disability

Full-time team members are enrolled in the benefit at no cost to the team member. Coverage is provided should you be unable to work as a result of accident or sickness following the 90 day waiting period. Monthly income benefits will be 60% of earnings up to $200,000 salary ($10,000 monthly max) while you are disabled up to the social security normal retirement age, individual circumstances.

Voluntary Accident Insurance:

Full-time team members may enroll in this pre-tax benefit for a low monthly premium that offers payments for unplanned accidents. This benefit can be helpful in offsetting unexpected medical costs in the event of an accident. Examples include:

  • Ambulance transportation; emergency treatment;
    Hospitalization; surgery;
  • Dislocations; fractures; concussions;
  • Physical therapy; X‑rays
  • Burns; dental & eye injuries

You can also receive payment for annual wellness screening which can reduce the cost of this benefit to less than $100 per year!

time off

Paid Time Off (PTO):

Search Discovery offers a time-off program that combines vacation and sick time to offer ultimate flexibility to our full-time team members. Our generous program starts at 3 weeks per year.

Paid Holidays:

Full-time team members get 14 paid holidays each year; MLK Day, 1pm close workday before Memorial Day, Memorial Day, Juneteenth, 1pm close workday before Independence Day, Independence Day, 1pm close workday before Labor Day, Labor Day, Thanksgiving (3 days), Christmas (2 days), and 1 Wellness Recharge Day per year.

Recharge Day:

Sometimes we need time to disconnect, recharge, and recuperate in a way that works best for each of our unique needs. To allow our team members the time and space for self-care, we’re offering all team members one Recharge Day per calendar year.

Parental Leave:

Search Discovery provides child bearers with up to 12 consecutive weeks of fully paid leave for those giving birth. In addition, we offer a 3 week reduced schedule ramp-up option to help new parents adjust.

We also provide Bonding Leave for partners, adoptions or foster parents with up to 6 weeks of fully paid leave.

Development

We make continuous learning a priority from orientation and onboarding to ongoing investments in the growth of our people. Throughout your career with us, you’ll have access to a number of engaging development tools and courses through our learning portal to Amplify your abilities.

We have a number of programs committed to your development:
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A comprehensive, self-paced on-boarding program!

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Access to thousands of courses!

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Access development and a community with our membership!

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Achievement badges!

get certs

Get certified!

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Corporate lending library!

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Be a part of various communities created to share learnings and best practices to help bring out the best in everyone!

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You’ll have a Flight Advisor focused on your development through ongoing meetings, feedback and engagement.

Perks of working remotely

In addition to working alongside some amazing people, we have some fantastic perks for working remotely including:

  • Significant financial savings from commute time and commuting related expenses.
  • Flexibility for personal obligations.
  • Technology investments for maximum collaboration including Zoom video conferencing, Slack, and Google Drive.
  • We provide our remote workers with a laptop and a one-time $500 allowance to get your home office set up in your first 30 days! *We do not reimburse for cell phones or home internet.
  • Regular company onsites to help everyone across our company build relationships with each other.
  • Monthly Town Halls to stay up-to-date on company news and celebrate the incredible work of our people.

Total Rewards Summary

Balance

  • PTO
  • 14 paid holidays
  • Recharge Day
  • Outstanding parental leave
  • Flexibility for personal reasons

Growth

  • Vast career opportunities
  • 30+ sponsored certifications
  • Career assessments
  • Lending library
  • Communities

Protection

  • Leading wellness program
  • Medical, Dental, Vision
  • Fertility coverage
  • Paid Disability & Life
  • Voluntary Life & Accident insurance
  • 401(k) with match

Community & Purpose

  • Core values
  • Strategy, Playbook & OKRs
  • Company onsites
  • Town Halls
  • Free drinks and snacks
  • Technology investments

come thrive with us!

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